MoneyPhone Africa

Access to finance for all

Agricultural loans in Rwanda

digital access to credit, anytime and anywhere

We serve farmers with affordable loans

All digital, all inclusive

MoneyPhone's goal is to make a meaningful social impact by revolutionizing lending in the agricultural sector. We aim to provide access to finance through our advanced technology, empowering rural communities in Rwanda and beyond while keeping costs minimal.

Smallholder farmers form the foundation of Rwanda's agricultural sector. However, due to being perceived as high-risk borrowers, their ability to secure financing is constrained. At MoneyPhone, we are convinced that there are methods to mitigate the risk associated with agricultural lending and increase accessibility for farmers.

  1. Identifying and digitizing bankable data
  2. Co-design of new innovative digital loan products
  3. Market system approach
  4. Just in time for the season
  5. De-risking through flexible and blended guarantor and collateral mechanisms
  6. Providing credit against the lowest possible interest rates

" I took my picture on Wednesday and received my loan on Thursday "

Our partners

The Paak logoOE logoArise Health logo2020INC logoEphicient logo
Arise Health logoThe Paak logo