OUR SOLUTION

Our value chains

To date, we are involved in 16 value chains, including the potato, chili, tea, and carrot sectors in Rwanda. Our loan products are tailored to the local context. For example, the loan duration is adjusted to align with the growth cycle of the crop.

Our uniqueness

We distinguish ourselves from traditional lenders by foregoing collateral requirements and instead leveraging historical bankable data to facilitate loans. This innovative approach enhances the access to banking services, particularly benefiting women and youth.

Our hybrid appraoch

As a branchless agent-based bank, we believe in our ability to serve clients faster and more affordable compared to traditional lenders. Above all you do not need to own a smart phone to use our services. Our Youth Fellows, operating in the field, provide valuable support by offering financial literacy training to clients, assisting with loan applications, and providing personalized assistance  as needed.